Aging roofs are getting more scrutiny. Here's how roof age affects coverage, what to document, and how preservation may help you prepare — explained honestly, with no coverage promises.
Many insurers look closely at roofs once they reach their mid-teens and may change terms around 20 years — roof age may affect coverage. You can't control your insurer's decisions, but you can be inspected, scored, and documented. Preservation may help qualifying roofs stay in service and gives you a record; it does not guarantee any insurance outcome.
Insurers view older roofs as higher risk. Many look closely once a roof reaches its mid-teens and may change terms around 20 years. Roof age may affect coverage.
It may support your documentation. An inspection and Roof Life Report give you a dated record of condition. It does not guarantee any insurance outcome.
An estimate of how many serviceable years a roof has left, documented in an inspection. Some insurers consider it — they make their own decisions.
Start with an honest inspection and a Roof Health Score. If preservation is right for your roof, we'll show you. If it isn't, we'll tell you that too.
